Pacific Business Services, Inc.
Credit Union Financial Information Services (CUFIS)
WE PROVIDE COMPLETE SOLUTIONS FOR ALL YOUR ACCOUNTING NEEDS
A typical system features all of the following modules:
SAVINGS ACCOUNTING
· Unlimited number of savings
· Split rate dividends
· Several dividend methods
· Savings, Checks, Regular, Club, Certificates, IRA's
· Saving transaction history
· Automatic payroll deposits
· Overdraft and notices program
· Cross account pledge reduction
· Check and Receipt printing
· Checking overdraft protection
LOAN ACCOUNTING
· Unlimited number of loans
· Split Rate interest rates
· Closed, Open-end and Variable
· Late charges
· Credit Bureau reporting
· Loan transaction history
· Flexible delinquency notice formats
· Payoff calculations
· Check printing
· Automatic Saving to loan transfers
GENERAL LEDGER
· Comparative Income Statement
· Financial Statement
· Daily Integration to GL
· Change in Working Capital Report
· 2-year budgeting capability
· Budget to Actual comparison Report
· Flexible account numbering
· Branch office account
· Expense Proration
· Full Integration
REPORTING
· All reports as needed, on demand
· Saving Inquiry reporting
· Loan inquiry reporting
· Audit trail reporting
· Label printing subsystem
· A complete set of reports for Daily. Weekly, Monthly, Quarterly
· On-line teller balancing
OPTIONAL FEATURES or SERVICES
· PC can be used as a teller terminal
· Microsoft Office processing packages available
· Full function report generator
· Pre-installation site assistance
WHY IS LOCAL SERVICE IMPORTANT?
When you call, you get a person. It's nice to talk face to face.
PBS is a 100%' locally owned and operated company, tuned in to the Hawaii credit union environment.
We are here when you need US. Have you ever had to wait 6 months for a programmer to come from the mainland?
MORE SERVICE FOR YOUR DOLLAR
PBS will provide installation, training, and support for your system. If you should need assistance with a problem. we can remote directly into your system (after you grant us access), and diagnose the problem from our office and in many cases make immediate corrections.
FLEXIBLE SOLUTiONS
Because of the demands on a credit union by its members, the competition, the board and federal regulations. the system was developed to he comprehensive. extremely flexible and provide you with a competitive edge.
You have unique demands. We tailor our standard system to provide you with a unique solution.
LIMIT YOUR COST OF GROWTIII
The PBS credit union package is the only system that will allow you to grow from a small microcomputer to a server system with a minimal impact
on your credit union. There is no need to retrain, or convert
your data as you expand your computer system.
It means the small credit union has full access to share drafts ATM's, General Ledger,
budgeting, and other features normally available only to larger credit unions.
EASIEST SYSTEM TO USE